Whether you sustained one or more injuries because of an accident or the negligence of another party, how you react following the incident determines how much compensation you receive from an insurance claim and possibly a civil lawsuit. The most important step in the process involves hiring an attorney who specializes in handling personal injury cases.
The ultimate goal of a personal injury lawyer is to get a claim improved by the client’s insurance company or the insurer representing the other party. If the other party committed one or more acts of negligence, hiring a personal injury attorney can help you win a legal judgment or be the beneficiary of a favorable settlement.
The top five reasons to hire a personal injury lawyer are based on receiving compensation because of an accident or one or more acts of negligence.
Interact with an Insurance Company
The business model for insurance companies is quite simple: Receive as much in premiums as possible and pay as little as possible in claims. Even if an insurance claim you plan to file appears to be strong enough to get approved, the insurance company that you have to deal with might deny the claim based on a frivolous reason.
Hiring a personal injury attorney provides you with much greater influence during the insurance claim process.
Meet Deadlines
A personal injury case involves meeting a few deadlines, with the most important deadline consisting of filing a civil lawsuit before the expiration of the statute of limitations. Most states have established the statute of limitations for filing a civil lawsuit at between two and four years, but the deadline can be as short as one year (Kentucky) or as high as six years (Maine).
Gather and Organize Evidence
Submitting persuasive evidence represents the key to getting an insurance claim approved, as well as reaching a settlement or winning a legal judgment. A personal injury attorney knows how to investigate a case to collect and organize evidence such as photographs taken of the incident scene and obtaining video footage from a security camera.
Interview Witnesses
You have many responsibilities to assume after a personal injury incident, and acquiring the names and contact information of witnesses is one of the most important tasks completed to build a strong case. Personal injury lawyers interview witnesses to receive information that supports the physical evidence gathered for submission to an insurance company.
Negotiate a Settlement
Negotiating a favorable settlement helps you avoid going through a costly and time-consuming civil trial. A skilled personal injury attorney knows how to calculate a reasonable value for monetary damages that is presented as the initial offer. Presenting an overvalued submission for monetary damages can derail your case.
