5 Common Problems That Are Resolved By a Truck Accident Attorney

Filing a car insurance claim should not be an exercise in frustration. However, far too many auto insurance companies exploit the problems faced by claimants when seeking compensation. After you get involved in a car crash, you should follow a series of steps that help you receive the compensation you deserve.

First, you should call 911 followed by moving your automobile into a safe zone. Then, gathering physical evidence and speaking with witnesses provides you with the information you need to file a successful car insurance claim. If you sustained serious enough injuries, a trip to the nearest healthcare facility leads to the diagnosis and treatment of your injuries. The most important step to take after a car accident involves contacting an experienced auto collision lawyer. Getting legal support helps you resolve five common problems that are associated with an auto collision.

Gathering Evidence

Getting involved in a car accident can overwhelm you, especially if you have to deal with one or more injuries. The rapid flow of thoughts might make you forget to look for physical evidence and/or speak to witnesses that confirm what transpired before, during, and after the car accident. An experienced car accident attorney from Schiff & Associates immediately accesses the official police report to review physical evidence, as well as obtain the names and contact information of witnesses.

Gathering evidence helps your lawyer determine the cause of the crash, which can help resolve the next problem on our list.

Proving Negligence

To win a civil lawsuit that seeks monetary damages, your car accident attorney must show the judge hearing your case the presence of the four elements of negligence. First, your lawyer must demonstrate the other party owed you a duty of care to protect you against harm. Second, your attorney must submit persuasive evidence that establishes a violation of the duty of care doctrine. Third, the crash must have caused you to sustain injuries. Finally, you must have generated financial losses to become eligible for compensation.

Calculating a Fair Value for Compensation

Calculating a fair value for compensation seems like a straightforward process. All it appears that you have to do is add up the bills associated with your case. However, many auto accidents trigger mental and emotional issues such as acute anxiety that makes it difficult to assign a price tag. Hiring one of the proven car accident lawyers from Schiff & Associates ensures you receive compensation for non-monetary damages, such as the value of compensation for living with the symptoms of Post-Traumatic Stress Disorder (PTSD).

Negotiating a Settlement

An insurance adjuster and/or the lawyer representing the other party might want to negotiate a settlement to avoid the costly and lengthy litigation process. Negotiating a settlement requires the legal expertise of an experienced car accident attorney. You resolve the negotiation problem by receiving legal support that ensures you receive what you deserve in compensation. Your lawyer submits an initial offer, which the other party either accepts or rejects. If the other party rejects your initial offer, you might receive a counteroffer or a formal letter that requests you to move on to the next step in the process.

Filing a Civil Lawsuit

Without the legal support provided by an experienced car accident attorney from Schiff & Associates, you cannot expect to resolve the issues that arise by filing a civil lawsuit that seeks monetary damages. A car accident attorney interacts with the judge and the other party’s legal representative, as well as files your civil lawsuit before the expiration of the statute of limitations. Each state sets the deadline for filing a personal injury lawsuit, with most states establishing the statute of limitations between two and four years.

Why Don’t Insurance Companies Want Me to Hire a Car Accident Attorney?

If you are a recent victim of a car accident, the bills have started to pile up on your desk. The pressure to pay off costly healthcare and auto repair bills prompts you to check on the status of a car insurance claim every day. Insurance companies have no incentive to pay out insurance claim money, which means they love it when claimants apply for compensation without the help of a car accident attorney. In fact, your insurance company might discourage you from hiring an auto collision lawyer, especially if your claim is worth a substantial amount of money.

Let’s review why insurance companies do not want you to hire a car accident attorney.

Conducts a Thorough Investigation

Auto insurance companies assign experienced investigators to gather physical evidence, as well as interview witnesses. If you do not hire a car accident attorney, your insurance company can count on you not coming up with the proof you need to file a persuasive claim. A car accident lawyer from Schiff & Associates ensures you file a convincing insurance claim by referring to the official police report, which should describe in detail what caused the car accident.

The official police report also contains the name and contact information of every witness.

Calculates a Reasonable Claim Value

One of the most common reasons why insurance companies deny car accident claims concerns the submission of an unreasonable value of compensation. This factor alone might be the reason why your insurance company does not want you to work with an experienced lawyer from Schiff & Associates. With the legal support provided by a car accident attorney, you add up the tangible costs associated with the auto crash, such as medical and auto repair bills. Your attorney also calculates a fair value for non-economic damages, such as the costs generated by treating the symptoms of Post-Traumatic Stress Disorder (PTSD)

Helps Complete the Insurance Claim Form

Just one mistake in completing a car insurance claim form can lead to the denial of your claim. Whether you insert inaccurate personal information or forget to fill in a section, the insurance company processing your claim can send your claim back denied without having to present an argument against any of the physical evidence filed with the claim. Hiring one of the highly-rated lawyers from Schiff & Associates ensures you file an accurate and fully completed car insurance claim.

Negotiates a Settlement

Car insurance companies hope claimants accept no as an answer the first time they file a car insurance claim. They can then file away a denied claim and move on to other customer claims for processing. Hiring an auto collision lawyer provides you with the opportunity to avoid a lengthy claim process by negotiating a settlement. Instead of denying your claim and moving on, your car insurance company must negotiate with your attorney to end any stalemate that arises during the claim review process.

Your attorney submits a reasonable offer, which your insurance company can either deny or send back with a counteroffer.

Highly Motivated

Auto insurance companies fear interacting with car accident attorneys because of the motivation to seek as much money as possible by filing a claim. A vast majority of auto insurance lawyers operate on a contingency fee basis, which means they receive compensation only when their clients get paid by an insurance company. The financial incentive to receive the highest possible value for compensation keeps insurance company actuaries awake at night.