5 Situations When Calling a Personal Injury Lawyer is Important

According to the Centers for Disease Control and Prevention (CDC), around 31 million Americans receive medical care each year as a result of an accidental injury. The injuries range in severity from relatively minor cuts and bruises to significant trauma such as head injuries and fractured bones. Victims of accidental injuries work with personal injury lawyers to recover from the financial losses generated by medical bills.

Trying to recover from the financial losses generated by an accidental injury or injuries reason is the most common reason why victims seek the legal support of a state-licensed personal injury lawyer. What are the five other situations when calling a personal injury lawyer is important?

Filing an Insurance Claim

In the days following a personal injury incident, you can expect the adjuster processing your insurance claim to try settling the claim as quickly as possible. Insurance adjusters follow the motto of “pay as little as possible” when dealing with accident claims. If you do not receive the legal support of an experienced personal injury lawyer, the insurance adjuster processing your claim might try to take advantage of you.

A personal injury lawyer collects the physical evidence you need to receive compensation, such as acquiring copies of your medical bills. The official incident report represents an important document that substantiates your insurance claim. For example, if you slip and fall at a convenience store, the manager’s incident report becomes an integral part of the physical evidence.

Injuries Caused By a Defective Product or Medical Provider

If you sustained one or more injuries caused by a defective product or medical provider, a team of attorneys representing a large company works hard to defend their client against any liability claims. They might aggressively defend their client by disputing your credibility and/or delaying any legal proceedings regarding the case. Without a personal injury attorney to represent you, the chances of you receiving compensation dramatically decline.

Negotiate a Settlement

The insurance company processing your claim or the defendant in a personal injury lawsuit might come out of the gate willing to discuss a financial settlement. If this is the situation, you need the legal services of a persuasive negotiator to represent you during the back-and-forth sessions.

A personal injury lawyer submits a reasonable offer for compensation, which the other party either accepts or rejects. If the other party rejects the initial offer, you can expect to receive a counteroffer or a letter requesting that the case move to the next step in the legal or insurance claim process. Several counteroffers can follow the initial offer until both parties agree to a settlement or decide to take the case to the next phase.

Case Goes to Trial

It seems like a no-brainer, but might be surprised to learn about the large number of plaintiffs in personal injury cases who represent themselves during a civil lawsuit that seeks monetary damages. If it looks like your case is moving to the trial phase of the civil lawsuit process, you should receive the support of a personal injury attorney who has successfully litigated similar cases. A skilled litigator knows how to persuade the judge hearing the case to take your side, as well as convincingly present the physical evidence that you need to win a favorable judgment.

In addition, a personal injury attorney files a civil lawsuit before the expiration of the statute of limitations, which for most states runs between two and four years.

Appealing Your Case or Claim

If your insurance claim and/or civil lawsuit reaches the appeals stage of the process, a personal injury attorney helps you navigate through the process until you receive just compensation. You might have to submit more compelling physical evidence, as well as present a stronger argument that you deserve just compensation for your injuries and other financial obligations caused by a personal injury incident. If you did not seek legal support before the appeals stage, a personal injury attorney can reverse a negative decision made by a judge or insurance adjuster.

A Car Accident Attorney Can Help You Win Your Insurance Claims

According to several studies, an average of more than 12 million car accidents occur each year in the United States, with nearly one-third of the crashes causing some type of vehicle damage. With around 42,000 motor auto accident fatalities every year, the typical motorist in the United States can expect to get involved in a motor vehicle collision once every six years. If you get involved in a car accident, you should follow a series of steps that include contacting a car accident attorney. A personal injury lawyer who specializes in handling car accident cases provides several legal services to help you recover financially from an auto crash. Most motorists require one type of legal service, which is to file a car insurance claim.

Let’s see how a car accident attorney can help you win your insurance claims.

Communicate with the Insurance Adjuster

Insurance adjusters have one primary responsibility: To limit the value of insurance claim payouts. If you do not hire a car accident attorney to help you submit an insurance claim, the adjuster processing your claim is more likely to deny compensation. In addition, your lawyer handles all forms of communication, which allows you to focus on other objectives, such as recovering from your car accident injuries.

Complete the Insurance Claim Form

For the most part, insurance claims are straightforward, legally binding documents. However, just one mistake on an insurance claim might compel the adjuster processing the claim to deny it. Even leaving a space blank is just cause for denial. A car accident attorney walks you through each section of an auto insurance claim form, as well as meticulously reviews the document to ensure there are no errors. In addition, a car accident attorney monitors your claim to keep it moving through the review process.

Collect Physical Evidence

Submitting persuasive physical evidence is the heart of building a successful insurance claim. A car accident attorney collects physical evidence such as photos of the accident scene, as well as footage captured by a traffic and/or security camera. Your lawyer also interviews witnesses to get statements that corroborate your version of events and to support the physical evidence gathered at the scene of the crash. The formal report filed by the responding law enforcement agency also represents a convincing piece of evidence.

Calculate Monetary Damages

Another factor that strengthens your insurance claim involves calculating a reasonable value for compensation. With the help of a car accident attorney, you add up all tangible expenses, which include the value of medical and auto repair bills. Your car accident attorney obtains copies of every medical record to calculate the value of diagnosing, treating, and rehabilitating your injuries. You also might qualify for insurance claim compensation because you suffer from emotional issues such as the development of Post-Traumatic Stress Disorder. (PTSD).

Negotiate a Settlement

A car accident attorney can negotiate a settlement with the insurance adjuster processing your claim. Negotiations start when your car accident attorney submits a value for compensation, which the insurance adjuster either accepts or rejects. If the insurance adjuster rejects the initial offer, several rounds of counter offers can follow until both sides agree to a settlement or decide to take the claim to the appeals stage of the review process. An experienced car accident attorney understands what constitutes a reasonable value for compensation.