An average of nearly 12 million auto crashes happen each year in the United States, with roughly one-third of the accidents causing some type of vehicle damage. Although the majority of vehicle collisions cause what is called fender benders that result in minor property damage and minimal injuries, more than 42,000 Americans die each year because of getting involved in motor vehicle crashes. The numbers do not favor a registered driver in the United States, as the typical motorist can expect to get involved in a car accident one time every six years.
With the data pointing towards the inevitable car accident, do you know how to handle the aftermath of a motor vehicle collision? Calling 911, receiving medical care, and exchanging information with other drivers and passengers represent three common steps to follow after a car accident. Another common step involves contacting a state-licensed car accident attorney. Reaching out to a lawyer is important for many reasons, such as receiving legal support when the time comes to file an insurance claim to recover the financial losses associated with an auto crash.
What Are the 4 Most Common Reasons Policyholders File Auto Claims?
Filing a car accident insurance claim can turn into an exercise in frustration. From submitting the proper documents to monitoring the progress of a claim, you might find yourself out of money unless you receive the strong legal support of an experienced personal injury attorney who specializes in handling car accident cases. Depending on the type of insurance coverage, you might not be eligible to receive compensation to cover medical and property damage bills.
Let’s look at four auto insurance claim problems that you should take to a car accident attorney.
Rear-End Collision
A rear-end collision is one of the most common types of fender-bender car accidents. They often take place at stop signs and traffic signals. Although damage to the rear of your automobile might be minor, you can still sustain one or more serious injuries. Two of the injuries sustained as the result of a rear-end collision typically take time to develop. The body motion generated because of a rear-end collision can cause whiplash and/or a concussion. Taking a rear-end collision insurance claim to a car accident lawyer ensures you receive just compensation for diagnosing and treating delayed injuries such as whiplash and a concussion.
Damage Sustained While Parked
After an evening that included a movie and a meal at your favorite restaurant, you return to your vehicle and notice another driver has made an impact on the car. If you pay for comprehensive car insurance coverage, you should consider hiring a car accident attorney to help you file a persuasive auto insurance claim. Even without the support of witness statements, you can recover your financial losses by filing a parked car insurance claim. Your lawyer gathers physical evidence, which includes any traffic and/or security camera footage.
Single Car Accident
Single-car accidents produce many of the same car insurance claim problems as claims involving a parked motor vehicle. The lack of witness accounts to support your claim represents the most formidable insurance claim challenge to overcome. If you made an impact with a stationary object like a sign or fence post, you have the right to receive compensation to cover the costs associated with the property damage. However, receiving insurance compensation after a single car accident requires the legal support of a car accident attorney.
Auto Collision That Involves Multiple Drivers
One of the most important responsibilities of a car accident attorney is to gather physical evidence to bolster an insurance claim. Collecting physical evidence is especially important for receiving compensation for a multiple-driver car accident. Your car accident lawyer conducts an investigation to determine which of the multiple parties caused the collision. This requires obtaining physical evidence, as well as interviewing witnesses that were not involved in the car accident.
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