Friday, September 22, 2017

Don’t Settle with the Insurance Company Before You Talk to a Lawyer


At Schiff & Associates, we always caution that you should not settle with an insurance company before you have had the chance to discuss your injuries with an attorney, and not just any attorney but one who specializes in personal injury law.  While the insurance adjustor can be a friendly enough person, you need to remember that they are not representing your best interest but rather those of their employer, the insurance company.   Also in many cases, once you sign and settle with the insurance company, you will be signing away your rights to any further compensation regardless if your injuries worsen over time. 
As a personal injury law firm, Schiff & Associates has heard of too many cases where an individual has signed a settlement agreement which does not accurately represent the real costs of the injuries.  Furthermore, keep in mind that regardless of how friendly the insurance adjustor appears to be, they need to negotiate the lowest settlement for your claim as their job success relies on doing so.
On the other hand, the job of a trusted personal injury lawyer is to independently evaluate the claim in terms of both current and future medical costs, loss of income, pain and suffering, etc. In addition experienced personal injury attorneys investigate all aspects of the accident to determine if there is more than one party liable and/or multiple ways to recover a settlement.  Without expert legal advice, you will never know if these avenues exist and may end up not receiving an adequate settlement from the insurance company to cover your actual losses. 
We urge you to contact our offices as your initial consultation is free.  Also if we take your case, we will represent you on a contingency basis, which means there will be no attorney costs or fees unless we successfully recover compensation.
The experienced attorneys at Schiff & Associates have offered the area trusted legal representation in cases of personal injury and wrongful death since 1982.  We have a history of getting clients the results they deserve and recognize that financial recovery from an accident is just as important as physical recovery.  Call today for information regarding legal services from Columbus, Ohio’s top personal injury lawyer.

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