Friday, November 24, 2023

Is a Car Accident Attorney Necessary if There is Only Minor Fender Damage?

It was just another day running errands when Murphy’s Law kicked in. What can go wrong will go wrong becomes true when you get involved in a car accident. However, it turned out to be a fender bender, which brings up one important question.

Is a car accident lawyer necessary if there is only minor fender damage? In short, contacting a personal injury lawyer who specializes in handling car accident cases is the right thing to do for several reasons.

Your Car Might Be More Damaged Than You Think

At first look, a minor fender appears to be nothing more than an unsightly bump in the fender that a licensed mechanic can hammer out in just a few minutes. However, your car might have absorbed enough of an impact to develop one or more serious issues that you cannot detect at first glance. For example, the impact might have been strong enough to push the suspension out of alignment or decrease the operational performance of one or more safety features.

Even for a minor fender bender, one of the first things to do after an accident is to take your car for an inspection by a qualified mechanic.

Your Body Might Have Sustained More Damage Than You Think

According to the Centers for Disease Control and Prevention (CDC), motor vehicle collisions send more than 2.3 million victims to an emergency room each year. After a minor fender bender, you might not feel the need to seek medical attention, but you should because some injuries take more time to develop than other types of injuries. For example, whiplash and a concussion might not show signs of development until hours or even a day or two after a car accident. A car accident attorney cannot help you recover the financial losses associated with medical bills if you do not seek medical attention in a timely manner after a collision.

You Need Help Filing an Insurance Claim

One of the most important types of legal support that is provided by a personal injury lawyer who specializes in handling car accident cases involves helping clients file persuasive insurance claims. Auto insurance adjusters love it when policyholders do not receive legal support when filing an accident claim. Not only does a car accident lawyer help you submit convincing physical evidence, but you also gain an advocate who closely monitors your claim to ensure it receives the attention that it deserves.

Here is important advice to remember: Do not contact your insurance company until after you have consulted with a state-licensed car accident lawyer.

You Deserve Compensation

Let’s assume your injuries and the damage done to your car turned out to be much worse than you initially thought. How do you recover the financial losses generated by medical bills and the repairs done to your motor vehicle? The answer is by working with an experienced personal injury lawyer who specializes in handling car accident cases.

You have two primary types of compensation to request after an auto crash. First, you request compensation to pay off medical and car repair bills. Submitting copies of the bills typically is enough physical evidence to get a car accident claim approved. You also might qualify for noneconomic damages, which include living with emotional trauma such as the symptoms triggered by Post-Traumatic Stress Disorder (PTSD).

The Bottom Line

Regardless of the severity of a motor vehicle collision, your insurance company and the car accident lawyer representing the other party will not be on your side. This means you should hire a personal injury lawyer who handles car accident cases to represent your best legal and financial interests.

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