How to Expedite Claims With a Car Accident Attorney

The moment of truth has arrived.

You have just gotten involved in a car accident, and how you react determines whether you receive compensation for the medical bills and property damage associated with your case. Calling 911, obtaining witness contact information, and taking photos of the accident scene are a few of the important steps to take after a motor vehicle collision. The most important step is the step that sets the wheels in motion for you to receive just compensation.

The step involves contacting a state-licensed car accident attorney.

A car accident attorney provides you with several types of legal support, from interviewing witnesses to reviewing a copy of the official police report. One of the most important types of legal support is to help you file an insurance claim that gets you compensated for financial losses.

Let’s see how an experienced car accident lawyer can help you expedite a car insurance claim.

Interacts with the Insurance Adjuster

Auto insurance companies prefer to deal with policyholders who file claims without the legal support of a car accident attorney. Without the legal support of an experienced vehicle collision lawyer, your insurance company might try to take advantage of you by proposing a lowball claim offer. Another tactic used by car insurance companies is for adjusters to delay processing claims. By interacting with the insurance adjuster processing your claim, the car accident attorney working your case applies the right amount of pressure to ensure your claim moves through the processing system in a timely manner.

Submits Persuasive Evidence

The most common reason why insurance adjusters deny claims concerns the submission of underwhelming physical evidence. By hiring an accomplished lawyer, you submit the types of persuasive physical evidence that get your claim approved without you having to wait months to receive compensation. Your car accident lawyer refers to the official police report to acquire physical evidence, as well as the photos that you took at the scene of the accident such as photos of tire marks and the damage done to your motor vehicle. One of the most convincing pieces of physical evidence is the footage captured by a traffic and/or security camera.

Submitting convincing physical evidence should expedite your car insurance claim.

Assists With Completing the Claim Form

Did you know that just one mistake found on a car insurance claim form can send your claim to the end of the line for review? Even if you fail to include your middle initial in the right space, the insurance adjuster processing your claim can send it back denied. Enlisting the help of a car accident attorney to file your claim ensures that you do not make any mistakes, as well as leaving any of the mandatory spaces blank. Your lawyer also explains what each section means to help you gain a much better understanding of what your insurance company expects from a valid claim.

Calculates a Reasonable Value for Compensation

Another frequent reason why insurance adjusters deny claims concerns the filing of an unreasonable value for compensation. A car accident lawyer calculates a fair value for compensation by first adding up all the tangible costs, such as the cost of medical care and the value of repairing property damage. You have the right to receive compensation for the costs associated with diagnostic tests, treatment programs, and physical therapy sessions. Your car accident attorney also calculates a value for noneconomic damages, like the symptoms that develop because of Post-Traumatic Stress Disorder. (PTSD).

Negotiate a Settlement

If your insurance company denies a claim, you have the right to file an appeal. However, filing an appeal prolongs the claim review process. Your car accident attorney can propose at any time that both parties meet to negotiate a settlement. Negotiations start when your lawyer presents an initial offer that includes a reasonable value for compensation. The insurance adjuster processing your claim can either accept or deny the initial offer. Several rounds of counter offers can follow until both parties reach a settlement or decide to move on to the appeals process.